VIB Super Account – A New Perspective on Idle Cash Flow

The Super Account by Vietnam International Bank (VIB) operates on the MyVIB digital banking platform with the message “Awaken your idle cash flow”. By simply enabling this high-yield feature on their VIB current account, customers can maximise daily interest earnings, enjoying rates significantly higher than standard accounts.

Speaking about the launch, Mr. Hồ Vân Long, Deputy CEO and Head of Retail Banking at VIB, stated: “With the mission ‘Awaken your idle cash flow,’ this is not only a pioneering financial service that transforms idle money into a profitable opportunity, but also revolutionizes the way we think about cash flow. More than a product, it’s a call to action—for individuals, businesses, and the broader community—to unlock the power of finance, optimise capital, and shape a prosperous future.”

Earn Up to 4.3% Interest per Year in a Single Day, One-Tap Activation, and Flexible Withdrawals

With just one activation on the MyVIB digital banking app, the Super Account instantly links to a customer’s VIB current account, offering two threshold options: VND 10 million or VND 100 million.
Once a threshold is selected, any balance exceeding that amount is automatically transferred to the Super Account, where it accrues daily interest at rates of up to 4.3% per year. Compared to the 0.1% annual interest on standard current accounts, this feature allows customers to earn significantly more on their idle funds while maintaining full liquidity.

Effortless Earnings on Vietnam’s Most Innovative Digital Banking App

MyVIB was recognised as the Most Innovative Digital Bank in Vietnam in 2024 by Global Business Outlook. VIB has pioneered the adoption of cutting-edge technologies for MyVIB, such as cloud computing, big data, AI, and especially GenAI, better to understand customer habits, preferences, and transaction journeys.

With a focus on security, simplicity, and financial optimisation, the Super Account is designed to deliver a seamless, rewarding banking experience.

The Super Account enables flexible spending and payments anytime, anywhere, while ensuring idle funds generate optimal returns. Every balance fluctuation, interest accrual, and applicable rate is clearly displayed and updated daily—all in one place on the MyVIB app.

A Breakthrough in VIB’s Journey to Strengthen Its Leadership in Retail Banking

As a pioneer in banking digitalisation, VIB consistently applies advanced technology to create smarter financial solutions, empowering customers to manage funds efficiently and maximise returns with ease.

With daily interest accrual, one-tap activation, and flexible withdrawals, the Super Account delivers returns significantly higher than conventional current accounts. This innovative approach helps customers make better use of idle funds and reshape how they manage account balances.

More than just a high-yield feature, it’s a comprehensive financial tool that ensures idle balances are continuously generating returns. It also reflects VIB’s strong commitment to enhancing banking experiences and reinforcing its market position.

“Best Banking Account for Customer Benefits – Super Account – Vietnam 2025” – A milestone achievement by Super Account after a remarkably short time since launch

In a brief period, Super Account has firmly established its leadership in delivering smart financial solutions, offering daily compounding interest with highly competitive annual rates from 2.5% to 4.3%. More than just a successful product, it represents the beginning of a new era in personal financial management in Vietnam.

The accolade of “Best Banking Account for Customer Benefits – Super Account – Vietnam 2025”, awarded by Global Brands Magazine, stands as a well-deserved recognition of VIB’s continued commitment to innovation and to enhancing customer value and banking experience.

As a strategic leap in VIB’s digital banking evolution, Super Account empowers customers to transform idle funds into an automated, daily income-generating tool, simple, seamless, and effective.